Credit unions were created using the aim of providing cost savings and loan programs to families that are low-income. Grace Period isn’t the very very first credit that is faith-based to react to payday lending.

Credit unions were created using the aim of providing cost savings and loan programs to families that are low-income. Grace Period isn’t the very very first credit that is faith-based to react to payday lending. In 1999, Faith Community Credit Union in Cleveland...