Build better credit with Aqua.For Aqua Vintage

The card that claims yes to working out for you create your credit rating whenever utilized responsibly

Representative (variable) for Aqua Timeless

Beginning borrowing limit from ВЈ250 to ВЈ1200

Build better credit with Aqua

The card that claims yes to helpingyou grow your credit scorewhen utilized responsibly

37.9% APR

Representative (variable) for Aqua Classic

Failure to produce re payments on time or even remain inside your borrowing limit implies that you may spend extra fees that can make getting credit in the near future more costly and hard.

Why Aqua?

Without headaches

Always check your eligibility in under 60 moments, without any affect your credit rating

Helpful tools

Stay static in control with this app that is handy alerts, helpful guides and much more

Grow your credit history

We could allow you to begin your journey to building a far better credit rating once you handle your account well

Usage with Apple Pay

You may make quick and purchases that are secure, through apps or in-store. Include your Aqua card to Apple Pay to start out making purchases immediately together with your Apple products. For detailed put up and guidelines see, How to setup Apple Pay.

No effect on your credit rating

We assist over 4,000 individuals every and we could say yes to you too week. Whether you’re eligible without impacting your credit rating because we use SafeCheck, we can let you know. It is super effortless and you’ll obtain a reaction in under 60 moments.

37.9% APR

Representative (variable) for Aqua Vintage

We assist over 4,000 individuals every week, and then we could say yes for your requirements too. Whether you’re eligible without impacting your credit rating because we use SafeCheck, we can let you know. It is super effortless and you’ll obtain a reaction in under 60 moments.

37.9percent APR

Representative (variable) for Aqua Timeless

Beginning borrowing limit from ВЈ250 to ВЈ1200

See just what our clients assert

Tests

Credit available simply to British residents aged 18 and over. At the mercy of status. Terms apply. The APR applicable for your requirements will rely on our evaluation of the application.

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Accessible to make use of with Apple Pay

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are organizations registered in England and Wales with authorized numbers 7297722 and 4134880 correspondingly. They form area of the NewDay selection of businesses. The office that is registered these firms is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are regulated and authorised because of the Financial Conduct Authority (FCA) with figures 690292 and 682417 correspondingly. NewDay Ltd can be authorised by the FCA beneath the Payment Services Regulations 2017 (ref no: 555318) when it comes to supply of re payment services. Aqua is a trademark of NewDay Cards Ltd, that is utilized under licence by NewDay Ltd.

Accountable creditfor the world that is modern.

Adjustable APRs are priced between 12.99per cent 29.49%. Cards given by WebBank, Member FDICPricing and Fee Details

Expanding access through technology.

No fee that is annuallater and came back re re re re payment charges use)

$500 – $5,000 limitations

APRs 19.99percent – 29.49per cent

2% – 10% money back at choose merchants

Accountable credit without costs.

1% – 1.5% money back and Illinois title and payday loans Argonne more provides

$500 – $10,000 restrictions

APRs 12.99% – 26.99percent

Not used to credit

Ive never ever had a charge card, automobile mortgage or loan.

Ive never ever had a credit history.

Im students, someone a new comer to the U.S., or an official individual on somebody elses charge card.

We keep a balance that is healthy my checking/saving accounts.

Normal credit

We have not defaulted on financing within the previous 24 months.

I’ve a restricted credit rating, 36 months or less.

Im a gig/part-time worker with out a income that is predictable.

We keep a healthier stability in my checking/saving records.

Good credit

We have not announced bankruptcy or defaulted on financing within the last few 4 years.

We haven’t been significantly more than 1 month later on any charge card, medical bill, or loan in thelast 12 months.

We have possessed that loan or credit card for three years or higher with a borrowing limit above $3000.

Information supplied is actually for guide and suitable this criteria doesn’t guarantee approval.

We use your banking history to instantly create a Cash Score — a measure of your creditworthiness based on income, spending, and savings when you apply for Petal. You could be helped by it be eligible for a a Petal charge card, even although you’ve never ever had credit prior to.

Insights

Take over of one’s cash, set a spending plan, and monitor your credit rating.

Dashboard

See just what you borrowed from, arranged AutoPay, and keep an optical attention on your entire acquisitions.

Invest Planner

Set a spending plan and find out exactly how much you’ve kept to expend.

We offer you while using the tools you’ll want to build credit and thrive. Even when the global globe is continually hoping to get you to definitely purchase material.

Its radically simplified graphical user interface and mobile software allows you to control cash, track investing and build credit without considering it.

Whenever people join the card, theyre provided use of an application that recommends them on cash administration decisionsthe app will tell people its good to try to pay back their entire credit bill at the finish associated with the thirty days, but will likely not penalize them if they cant.

Petal utilizes an even more holistic and underwriting that is comprehensive to determine the creditworthiness of bank card candidates when compared with conventional banking institutions that depend predominantly on a candidates FICO rating.